Credit card/Debit card
International credit cards such as VISA, Mastercard, JCB, AmericanExpress, and Diners are accepted at most businesses in Tokyo, Osaka, Sapporo, Fukuoka, and Naha Prefectures. However, there are many businesses in other regions that do not accept cards, so be sure to check if the business displays a sticker indicating that they accept cards, or check with the business directly. Recently, there has been an increase in stores that accept China Union Pay cards, especially department stores, electronic stores, and drugstores.
Foreign credit cards can be used to withdraw Japanese yen at post offices, Seven Bank, and Aeon Bank.
However, some banks may have withdrawal regulations that may regulate the amount of yen per withdrawal or the frequency of withdrawal. China Union Pay cards can be used to withdraw Japanese yen at post offices, Seven Bank, and Aeon Bank, as well as Bank of Tokyo-Mitsubishi UFJ, Sumitomo Mitsui Banking Corporation, Mizuho Bank, and areas in Kyoto. Please be aware that there may be withdrawal regulations for both foreign cards and China Union Pay cards.
There are generally few places in Japan that exchange currency from foreign currency to Japanese yen.Visitors are recommended to exchange currency at the airport, as there is very little difference in exchange rates between airport centers and in-city centers, and many banks do not exchange currency. There are banks and currency exchange centers in large districts such as Shinjuku and Ginza, with most operating between 9:00 a.m.~7:00 p.m. Hotel or store staff can also tell you which places exchange currency.
Other regional cities may not have any currency exchange centers, so be sure to exchange currency to Japanese yen before visiting. There are generally no stores that accept dollars as payment.
Suica/Pasmo Transportation cards
Individuals who have visited Japan before may enviously recall Japanese people smoothly passing through JR and subway gates or easily shopping at convenience stores.
This is because they used Transportation IC cards, which you can purchase too. JR stations sell Suica cards, ICOKA and other Tokyo subway stations or private railway stations sell PASMO cards, while Kansai regions sell Pi Ta Pa cards.By charging your IC card with Japanese yen, you can bypass the line to buy a train ticket and easily pass through the gates, where the card with be automatically charged. Not only can visitors use IC cards on trains, station stores and vending machines (including automatic ticket vending machines) also accept IC cards. Initially purchasing an IC card may be slightly confusing, but once you have an IC card, they never expire, so you can use them on subsequent trips! An inital deposit of ￥500 is required, which will be later be refunded.